Kia Car Payment Relief

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Are you having trouble keeping up with your Kia finance payment because of income challenges brought on by the COVID-19 pandemic? If you financed your vehicle through Kia Motors Finance, deferred payment options are available! At Rountree Moore Kia, we work with lenders who allow you to defer your Kia finance payment for as long as 90 days. Learn more about payment relief options for Live Oak and Macclenny-area Kia drivers, below.



Kia Motors Finance: Defer Payment Options

What happens after you are approved for Kia car payment relief? Here’s what you need to know if you’re considering this avenue:

  • If approved, you will not be responsible for any payments that would have been due during the agreed deferment period, and you will not be charged a late payment fee. Keep in mind that interest will, however, accrue as usual.
  • You can extend your Kia loan term by 30-day periods, up to a maximum deferral period of 90 days. Your total deferral length will depend on your lender and how long you are approved to defer your Kia finance payment.
  • You will owe all skipped payments at the end of your Kia car payment relief extension.
  • Your Kia car payment relief request will not negatively impact your credit score. Missed payments will not be reported to credit bureaus if you are granted a Kia Motors finance defer payment request, but keep in mind that you will need to make all future payments on time to avoid a credit penalty.

How to Qualify for Kia Finance Payment Deferment

Qualified customers can take advantage of Kia Motors Finance defer payment options. To qualify, you must:

  • Have income that was demonstrably impacted by the COVID-19 virus.
  • Have established your Kia auto loan before March 14, 2020.

If you meet the above requirements, you can request a 30-day payment deferral, which is extendable by three periods (up to 90 days).

Exploring Your Kia Lease-End Options

Kia Motors also offers relief to Gainesville-area Kia lessees impacted financially by the COVID-19 pandemic. Even if you’re having trouble keeping up with your monthly lease payment and are looking for relief, typical lease-end options may not be a practical choice. For instance, you may not be in a position to trade in your current car for a new Kia lease, surrender your lease, or buy out your lease. Contact the Kia Motor Finance experts at Rountree Moore Kia to start exploring alternative lease-end options!

Defer Your Kia Finance Payment With Rountree Moore Kia 

Kia Motors Finance is accepting Kia finance payment deferment requests right now, so stop by our finance center in Lake City for more information about deferment requests, deferment approval, and Kia warranty extension options today! You can also contact Kia Motors Finance directly at (866) 331-5632 or sign in to your Kia loan account online.


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